Top 10 Best Credit Card in Bangladesh 2023,Top 10 Credit Card in Bangladesh ,Best Credit Card in Bangladesh ,Best Credit Card ,Credit Card in Bangladesh,Credit Card


Assalamu Alaikum, Welcome to a new Article Today. The demand for Credit Cards is increasing day by day in Bangladesh. Bangladesh is now using more credit cards than other times in the past. Credit cards are currently being used in every field, online or offline.

But many people are unaware of which is the best credit card issuing bank in Bangladesh. Banks in Bangladesh are currently adding new features to make them interested in them.

In this post today we will discuss 10 best credit cards in Bangladesh. And will discuss more top 10 credit card providers Bank in Bangladesh. Moreover, much more will be discussed in this article inshallah.

Bangladesh has an emerging economy with huge potential to grow in the next few decades. One of the many factors which will contribute significantly to this growth is a sound banking system and convenient use of credit cards by the average consumer in Bangladesh. This article will look at all the important aspects of acquiring and using one of the best credit cards in Bangladesh as well as help you choose the best credit card in Bangladesh suited to your needs and requirements.

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How to Choose the Best Credit Card for You

Choosing the best credit card for you means taking into account what features are important to you and finding a card that meets those needs. To help with this, we have compiled a list of some of the top credit cards in Bangladesh. Top 10 credit cards in Bangladesh: Visa Platinum Cash Back; World MasterCard; Standard Chartered Visa Infinite; Islamic Bank Limited - Visa Infinite; American Express Platinum; Standard Chartered Visa Signature.


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List of the Top 10 Best Credit Card in Bangladesh 2023

1. EBL or Eastern Bank Ltd credit card

Are You Looking for the best credit card in Bangladesh in 2023? The most popular credit card issuing bank in Bangladesh is Eastern Bank Ltd, which are also called EBL. They offer different types of Visa cards and Master cards in Bangladesh. 

The EBL credit card is the best dual currency card in Bangladesh. It has no annual fee and offers a great rate of exchange when converting your foreign currencies into Bangladeshi Taka at any EBL branch or ATM. There are no hidden charges, monthly fees, surcharges or exclusions. To apply for this top credit card in bangladesh, visit an EBL branch near you.

Eastern Bank Credit Card offers a variety of benefits to its customers. The regular APR is 27.00%. Eastern Bank Credit Card offers a 45 day grace period and if the customer commits 18 transactions yearly, renewal is zero. Minimum payment is 5% of outstanding and installment is available with Eastern Bank Credit Card as well as a supplemental card for those who don't have a checking account with Eastern Bank Credit Card.

Eastern Bank Ltd offers a variety of credit cards and debit cards to suit your needs. Whether you're in the market for a low-limit card for day-to-day spending or a higher limit card for big purchases, Eastern Bank has the perfect card for your needs. The EBL Visa Platinum Credit Card is perfect for those who want to earn rewards on their purchases as well as take advantage of cash back offers and travel benefits, such as no foreign transaction fees and complimentary roadside assistance. If you are just starting out with credit cards or need a card that doesn't have an annual fee, then the EBL Visa Gold Credit Card may be the right choice for you. As a Mastercard Prepaid cardholder, Visa Signature Lite Credit Cardholders can enjoy no preauthorization for purchases or cash advances and easy online account management tools so you can monitor your account balance from anywhere at any time. As the EBL Classic Debit Card is a prepaid card with no overdraft penalty fee or monthly service fee, it is perfect for those who are looking to control their finances and avoid unnecessary fees.



2. Dutch Bangla Bank Credit Card

DBBL is the one of the  best credit card in bangladesh. DBBL offers both dual currency cards and top 10 credit cards in bangladesh. The DBBL platinum card is one of the best credit cards on offer, with low interest rates, cashback offers and a special introductory offer for new customers. There are no hidden charges to pay as it's available over the counter at any branch or ATM. You can make international transactions online, withdraw cash from any branch or ATM across the world or through Western Union and even get free travel insurance while you're travelling abroad. It's issued by Dutch Bangla Bank Limited. 

Dutch-Bangla Bank is a commercial bank in Bangladesh which provides a range of banking and financial services to both corporate and individual customers in Bangladesh and overseas. DBB offers personal banking products including loans for house purchase, car purchase and other consumer loans, credit cards and other general purpose credit cards with the Dutch-Bangla Credit Card as well as microfinance products including home improvement loans and agricultural loans. The Dutch-Bangla Credit Card is an excellent choice for customers who like to make purchases without cash. The card has a regular APR of 15%, grace period of 50 days and no renewal fee as long as at least 5% of the outstanding balance is paid every month before the due date. The card can be supplemented by a secondary card free of charge.

Dutch Bangla Bank is a bank headquartered in Dhaka, Bangladesh. It offers a variety of Visa credit cards including the Visa Platinum Card, Visa Classic Local credit Card, Visa Gold Local Credit Card, Visa Classic International Credit Card and the Visa Gold International Credit Card. Dutch Bangla Bank also offers MasterCard credit cards including the MasterCard Titanium Card and the MasterCard Gold International Credit Card as well as MasterCard Classic Local credit card and the MasterCard Gold Local Credit Card and the MasterCard Classic International Credit Card.



3. Prime Bank Limited credit card

Prime Bank is one of the most popular credit card providers in Bangladesh. They provide More than 6 types of credit cards for local and international use. They will allow you to use 50 days of interest free and they will allow you to enjoy many different benefits.

Prime Bank Limited offers a dual currency credit card that allows you to spend abroad with your local currency. This is a great feature for those who travel often and want to minimize the cost of exchanging currencies. The Prime Bank Limited credit card also has an excellent interest rate, which is great if you have lots of debt or need to finance large purchases.

Prime Bank Limited is proud to offer its customers a range of credit cards with varying levels of benefits and features to suit every customer. Whether you need an international credit card, Hasanah credit card, VISA Classic credit card, VISA Gold credit card or Platinum credit card or JCB credit card we have the perfect solution for you. Take a look at our Prime Bank Limited credit card list to find your perfect match today!


4. Bank Asia Ltd.

Bank Asia Limited is the best dual currency card in Bangladesh. It offers extensive benefits and services to its customers. It can be used anywhere, anytime, and on any day of the week. Bank Asia Limited's customer service team is available 24/7 to answer your queries and attend to your needs.

Bank of Asia is famous for their credit cards especially their Hajj cards and Shadhin Cards are the most popular. 

Bank Asia is a leading financial institution in Asia that offers a wide range of banking products and services to its customers. The bank's credit card portfolio is extensive and includes Visa signature cards, Visa Platinum Cards, Visa Card Dual Gold Cards, Visa Card Dual Classic Cards, and Visa Butterly Cards. The bank also offers MasterCard Titanium Cards and Visa Platinum Cards as well as Gold Islamic Cards and Shadhin cards for freelancers.


5. The City Bank Amex Card

This card is the most widely accepted card in the country, which gives it a leg up over other cards. The City Bank Amex Card comes with a wide range of benefits that you can use to make your life easier. What's more, it is possible to apply for this card online, making the process much quicker and easier than ever before. Whether you're looking for an easy way to get some extra cash or just want to take advantage of some great perks, this card has you covered.

City bank is one of the most popular credit card provider banks in Bangladesh. Citibank offers two types of credit cards: AMEX or American Express,and City Visa. Credit cards of this bank are of good quality compared to other banks.

The City Bank Credit Card offers a low regular APR of 27.00%. The grace period is 45 days and the renewal fee is 1500 to 25000 Tk depending on the card type. The minimum monthly payment is 5% of outstanding balance and there are no installment payments available with this card. There is no supplemental card fee for those who would like to apply for a supplementary card as well!



6. BRAC bank credit cards

Brac Bank is one of the best banks in Bangladesh. They have a variety of credit cards to offer with a low interest rate and some great rewards. The Brac Platinum card has a 0% annual percentage rate for up to six months, which makes it a good option for those looking to consolidate debt. It also offers cash-back on every purchase and discount on fuel at Shell stations nationwide. Other benefits include airport lounge access, complimentary concierge services, travel accident insurance, and more.

Brac bank is currently offering very good amounts of credit cards but you will have to face a variety of conditions for this bank's credit cards. Initially Brac bank offers credit cards for rural and medium-sized hands but currently offers two types of credit cards. 

The BRAC Bank Credit Card has a regular APR of 27% with a 45 day grace period and a renewal fee from 1500 to 25000 Tk. The BRAC Bank Super Loan Credit Card has a regular APR of 29% and offers installment payments with a 5% minimum payment requirement and no renewal fee. In addition to these options, BRAC Bank also provides free supplemental cards for each cardholder. With such competitive rates and excellent customer service, it is clear why BRAC Bank is the perfect choice for anyone looking for a credit card provider in Bangladesh.



7. Standard Chartered Bank Credit Card

This is the best credit card for those of you who are looking for a good credit card. It has no annual fee and is a decent interest rate at 13.99% which is lower than many other credit cards. It also has an EMV chip so you can use it when traveling to the United States or any other country that accepts EMV chip-based cards. This is the perfect credit card if you want to get one but are not sure which one would be best for your needs!

Standard Chartered Bank Bangladesh has been offering credit cards for a long time. They are currently very popular with credit cards currently their number of credit card acceptors is increasing significantly. Their popularity is increasing day by day thanks to their many new features and good relationships with clients.

Standard Chartered Bank offers credit cards to help customers achieve their financial goals with a variety of features and options. The Standard Chartered Bank Credit Card comes with a regular APR of 26.00%. If you are unable to make your payment in full, the grace period is 45 days and there is a minimum payment of 5% of outstanding balance or BDT 500.00 per month. There are no installments for the Standard Chartered Bank Credit Card but it does offer a supplemental card for free.

Standard Chartered Bank offers a variety of credit cards for different needs. There is the Platinum Visa or MasterCard, the Visa Signature Credit Card, the Gold Visa or MasterCard Credit Card, the Visa Silver Credit Card (Classic), and the Grameenphone Credit Card. For those interested in a card with a lower credit limit and slightly lower APR there is the Standard Chartered Smart Credit Card and Super Value Titanium Credit Card.



8. LankaBangla credit card

LankaBangla Finance offers their customers a variety of credit cards with different features to suit the needs of every individual. For example, the LankaBangla Platinum Plus card is perfect for someone who wants a high credit limit on their card and wants to have rewards points for every dollar spent. The LankaBangla Family Card is perfect for people who want a lower credit limit and don't mind paying an annual fee. There are also several other cards that offer benefits like cash back, rewards points, and airline miles.

Currently,  LankaBangla Finance Limited is offering various types of credit cards. LankaBangla has kept interest-free periods of up to 45 days on their credit cards. They have created a large number of merchants in different parts of Bangladesh, making credit card enthusiasts interested in LankaBangla . 

LankaBangla Credit Cards offers a variety of credit cards to suit your needs. The Titanium Mastercard is available for those with an annual income of BDT 1,50,000 to 10,00,000. Mastercard Gold is available for those with an annual income of BDT 60,000 to 1,49,999 and the Mastercard Classic is available for those with an annual income of BDT 20,000 to 59,999. Lankabangla Visa Platinum card holders have an annual income of BDT 1,50,000 to 10,00,000 and the Visa Gold card is available for those with an annual income of BDT 60,000 to 1,49,999. The Visa Classic card is available for those with an annual income of BDT 20,000 to 59,999 and the Mastercard Shikha Titanium card is available for those with an annual income of 150 000 to 1000 000 or more.


9. IBBL Credit Card

IBBL's credit card is one of the best credit cards in Bangladesh that offer a lot of benefits. 

- It offers 0% interest for 12 months on all purchases. 

- For cashback, you get 5% back for 3 years after you use your card to purchase goods or services. 

- The IBBL credit card also has a low annual fee and an EMV chip which is the latest security feature to protect your card from fraud.


10. Mutual Trust Bank Limited.

Mutual Trust Bank offers several credit cards to suit your needs. The MTB Classic Credit Card is perfect for those who don't like paying an annual fee and don't spend a lot of money every month. The MTB Gold Credit Card has no annual fee and includes perks like roadside assistance and insurance coverage for lost or stolen items. The MTB Mastercard Titanium Credit Card gives cardholders access to a suite of travel rewards and benefits, such as priority check-in and free checked bags. The MTB Mastercard World Credit Card is designed for the globetrotter who wants the convenience of carrying just one card internationally. The MTB UnionPay Platinum Credit Card has no annual fee and provides convenience in China by partnering with Union Pay International Services Company Limited to enable tap & pay functionality anywhere in the world. The MTB VISA Platinum Credit Card comes with a low APR and can be used anywhere VISA is accepted worldwide. And finally, the MTB VISA Signature Credit Card features complimentary travel insurance protection and no foreign transaction fees when traveling abroad. Mutual Trust Bank offers several credit cards to suit your needs. The MTB Classic Credit Card is perfect for those who don't like paying an annual fee and don't spend a lot of money every month.


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Why You Should Get a Credit Card

Choosing the right credit card can be a difficult and confusing process, but it is important to do your research and choose wisely. Below are Some reasons why you should get a credit card: 

1) You are rewarded with points or cash back for purchases. This rewards system encourages you to shop more often, which means more money in your pocket! 

2) Having a credit card can help improve your credit score. A credit score is calculated by taking into account things like missed payments, high balances and length of time in debt. A good credit score will result in lower interest rates when purchasing homes or cars. 

3) You won't need to carry as much cash if you have a credit card on hand because they can be used anywhere that accepts them. If you're traveling abroad and don't have enough cash on hand, all you'll need is a credit card! 

4) If someone steals your identity, one way to prevent this from happening is to pay for everything with a credit card. Identity theft occurs when someone uses your personal information like social security number or bank account information without your knowledge to open accounts in their name.


How to Use a Credit Card Safely

When you use a credit card, you're essentially borrowing money from the credit card company. If you don't pay off the balance on your credit card each month, the interest rate will start adding up and making it more difficult to pay off what you owe. It's important to take care of your credit by knowing how to use a credit card safely.


What to Do If You Can't Pay Your Credit Card Bill

If you're having trouble paying your credit card bill, the first thing to do is to call your bank and ask them what they can do for you. If that doesn't work, there are some other steps you can take, such as transferring the balance to another card with a lower interest rate or transferring it to a new account of yours at a different institution.


What are the benefits of using a credit card?

There are many benefits of having a credit card, including the ability to build your credit score and being able to purchase without cash. The best credit card in Bangladesh also offers a rewards program that can help you save money on purchases.

A credit card is an easy and convenient way to make purchases, pay bills, and borrow money. The benefits of using a credit card include: 

- Convenience - You don't have to carry cash around anymore. All you need is your card. 

- Low or no interest rates - A lot of people are carrying a balance on their credit cards, which can be expensive if you don't pay the balance off right away. However, there are many cards that offer low or even 0% APR. If you're going to carry a balance on your credit card, it's important to find one with low interest. 

- Avoiding check-cashing fees - There's nothing worse than paying $2 for every check that you cash at a store because they charge the fee as soon as they process the check. However, with a credit card you'll never have this problem again because all of your checks will be cashed for free! credit card is an easy and convenient way to make purchases, pay bills, and borrow money.  



How To Get Perfect Credit Card for Myself

When choosing a credit card, there are three main questions you need to ask yourself. These questions are: how much do I plan on spending?, where do I spend most of my money?, and how often will I use the card? In order to answer these questions, it's important to take a look at your monthly expenses and income.


What are the best credit cards in Bangladesh?

City bank credit card or Eastern Bank credit card, are the best credit cards in Bangladesh. City bank credit card is one of the most popular and reliable banks in Bangladesh. They offer a wide range of banking services to their customers at very affordable rates. Eastern bank also offers many different products and services to their customers at very competitive rates.


Which bank offers the best credit card in Bangladesh?

The question of which is the best credit card in Bangladesh is very difficult to answer because every person's income lifestyle and goals are not the same. Different cards are needed at different times.

You can consider the following categories to make the decision:

  1. Discount / offer
  2. 0% EMI benefit
  3. Card schedule & charge


How To Get a Credit Card 

In order to qualify for a credit card, an applicant must have a completed application form and a salary certificate from the Competent Authority for Salaried Persons. They must also provide copies of their bank statement (last six months), photocopy of their voter ID/passport and a photocopy of their TIN certificate. To complete the requirements, applicants must submit photocopies of their trade license for proprietorship or partnership and self employed professionals as well as copies of their certificate of incorporation for Limited Companies. Lastly, applicants must submit copies of utility bills or phone bills to verify address verification.


FAQs

Do I need a credit card to be able to make online purchases?

Yes, you will need to have a credit or debit card for online purchases.

How can I get a credit card?

If you are 18 years or older and meet the requirements, you can apply for a credit card by filling out an application at your local bank.

What is the best credit card in Bangladesh?

While there are many different options, we recommend the American Express Gold Credit Card .

What should I do if I have a problem with my credit card?

If you have a problem with your credit card, contact the bank that issued it. They are responsible for making sure that all transactions are authorized. If they can't help, call the number on the back of your card to reach customer service.


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